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For more than 50 years, Credit Canada has been providing debt relief to people just like you. As a non-profit organization and Canada's first and longest-standing credit counselling agency, we've helped thousands avoid bankruptcy, become debt-free and achieve financial wellness.

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Download our new guide Debt Management Planning in the Wake of COVID-19

Whether you’re struggling now or just starting to get back onto your feet after months of hard times, you may need to consider a debt management plan. That’s where we can help!

We offer FREEVideo and Phone Counselling Appointments

Our certified Credit Counsellors are standing by to provide free expert advice on managing debt and bills, how to build a budget, and provide you with all your debt relief options. Book a free video or phone counselling appointment today!

Download our guidePreparing to be Debt-Free

Debt is taking a toll on Canadians, with surveys revealing that it's causing people to lose sleep, have arguments with loved ones, and even lead to mental health issues. Download our guide today and take the next step to becoming debt-free.

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Check out ourDebt Calculator

Use our Debt Calculator to find out how long it will take you to pay off your debt using different payment strategies, and discover how much you could be saving in interest!

Download our brand newBudget Planner + Expense Tracker

Easily manage all of your spending with this two-in-one Budget Planner + Expense Tracker. Just plug in some basics, start tracking your expenses, and the tool does the rest for you!

How We Help You Become Debt-Free

All of our counselling is 100% free and confidential. Our certified Credit Counsellors can review your debt situation, discuss your options, and explain the pros and cons of each. If our Debt Consolidation Program can provide the debt relief you need, our Counsellors will explain how it works, the benefits, and how to get started.

Credit Counselling

Credit counselling is the process of reviewing your finances, solving debt problems, and understanding how to manage your budget and rebuild credit.

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Debt Management

Through our Debt Consolidation Program, our Credit Counsellors can help you consolidate your unsecured debts and provide you with a personalised plan to become debt-free.

Money Management

Knowing how to manage your money correctly can help you avoid debt problems and ensure financial freedom. Credit Canada can help you plan for the future and avoid financial disaster.

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What Our Clients Say About Our Counsellors

Karina was so thorough, kind and understanding. She took down all my information and thoughtfully gave me the various options. She was so professional and kind and helped me see there is a solution to my problem, and got me in contact with the right person to help me. I was nervous to reach out for help, but she was very kind and understanding. I would definitely recommend anyone who is struggling with finances in any way to contact Credit Canada Debt Solutions.

- Dayna Plummer

Karina ArancibiaCredit CounsellorLearn More →

I honestly thought my situation was WAY worse! But Randolph put everything into perspective for me and really helped me re-frame my situation. I feel like I finally have a grasp on my finances, which is so important because I am realizing how much my power and self-esteem is directly linked to my financial health. Randolph empowered me and I owe Credit Canada so much thanks and praise!Thank you so much for changing the path that I was on!

- Beyond Your Sun Sign

Randolph TaylorCredit CounsellorLearn More →

If you're experiencing issues with your debt, this is the place you need to contact. I have nothing but great things to say about Credit Canada and specifically my Credit Counsellor, Jean Riddell. She went above and beyond helping me get my situation corrected. Thanks again Jean!

- James Steel

Jean RiddellCredit CounsellorLearn More →

Doris has been a dream to deal with and I really feel a lot more stress-free and clear minded. Credit Canada has already managed debt with 2 of my creditors promptly and have come up with a monthly no interest payment that I can finally afford!

- Virsar Media

Doris AsieduCredit CounsellorLearn More →

Spoke to Josie. She's very professional and experienced to speak with. The service was efficient and fast. Thank you!

- Rafia A

Josie D’AddarioCredit CounsellorLearn More →

Going through these types of experiences can be scary and humiliating but Joanne set my mind at ease with her compassion and understanding. She explained in great detail the options I had and their repercussions. She helped me make an informed decision and educated me in ways to get back on my feet. Joanne was amazing at calming my fears and making me not feel like a failure. I am so happy that this service exists for the working poor to turn to when we need it.

- T A

Joanne PaolozziCredit CounsellorLearn More →

I can't tell you what a relief it was to talk with Kristina. Right from the start she made me feel comfortable and relaxed. Prior to our conversation I was nervous and the feeling of being overwhelmed was consuming me. Kristina took that all away. She is a true professional and I appreciate the service she is still providing me.

- Chris Shields

Kristina DelvilleCredit CounsellorLearn More →

Very pleased with my service so far! Cathy was very understanding that people get into sticky situations and I felt no judgement at all. I was referred to Credit Canada by a friend of the family and their services are holding true with me. Thank you!

- Dayna Lewis

Cathy PlowmanCredit CounsellorLearn More →

I can honestly say that credit counselor, Becky Western Macfadyen saved my Christmas. I no longer have sleepless nights worrying about the burden of my debts. She is courteous, professional, and was always available to me to offer guidance and a sympathetic ear. For that I am extremely grateful and appreciative for her help. Happy New Year, Becky!

- Valerie Dunn

Becky Western-MacfadyenCredit CounsellorLearn More →

Why Choose Credit Canada?

As a non-profit credit counselling agency, Credit Canada has your best interests at heart. We are accredited by Credit Counselling Canada and have an A+ consumer rating with the Better Business Bureau. We are also a financial literacy leader, active in the community and lead government-supported initiatives.

We've Helped

2 Million+

People Sleep Better At Night

We've Resolved

$350,057,597

In Debt

We Have

Over 50

Years of Service

As Seen On:

See How We've Helped Others

We understand you may have doubts—and it can help to hear from people just like you, in their own words. Check out these inspiring stories from our clients and see how Credit Canada helped transform their lives.

Niki

Working Through College

Niki

Working Through College

Working three jobs to put myself through college - then finding work after college - was pretty tough. When someone's calling you every day demanding money, and you don’t have that money, you feel hopeless. I think the financial education I got through Credit Canada is very important for students and all people who want to be successful in life.

Bernice

Overwhelmed & Anxious

Bernice

Overwhelmed & Anxious

My financial situation was a total mess. I was scared. I couldn’t sleep. I created more debt while I was in debt. I was just going under. Making a phone call to Credit Canada is the best thing I could have done. I received a lot of support and understanding. I got such a release of anxiety and learned to respect myself again. Now I've got just two payments left on my debt and it feels wonderful.

Vito

Trapped In Debt

Vito

Trapped In Debt

When you suddenly realize you're in a financial mess, it takes a toll on you. You feel trapped. I got a hold of Credit Canada and as we spoke I just felt good not being made to feel like a loser. They listened to my story. They didn't say no. They helped guide me.

Elaine

Loss of Spouse

Elaine

Loss of Spouse

When my husband passed away, I had been using credit cards quite freely. The debts came to a boiling point and I was desperate. Then I got in touch with Credit Canada and they made my debt payments fit my budget. Later, I approached a bank to get a mortgage and when they learned I had gone through credit counselling, the mortgage was approved in minutes.

What is the Staycation Tax Credit?

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Get A Free Debt Assessment

Simply fill out the form and one of our credit counselling experts will contact you. Soon, you'll be on your way to a debt-free life!

Maquinas De Tatuar Kit Completo Profesional Set De Tintas Para T

Maquinas De Tatuar Kit Completo Profesional Set De Tintas Para T

Item specifics

Maquinas De Tatuar Kit Completo Profesional Set De Tintas Para T

Get Debt Help Now!

Featured Content

Download our new guide Debt Management Planning in the Wake of COVID-19

We offer FREEVideo and Phone Counselling Appointments

Download our guidePreparing to be Debt-Free

Check out ourDebt Calculator

Download our brand newBudget Planner + Expense Tracker

How We Help You Become Debt-Free

Credit Counselling

Debt Management

Money Management

What Our Clients Say About Our Counsellors

Why Choose Credit Canada?

2 Million+

$350,057,597

Over 50

As Seen On:

See How We've Helped Others

Niki

Niki

Bernice

Bernice

Vito

Vito

Elaine

Elaine

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What is the Staycation Tax Credit?

The Truth About Debt Consolidation: Debunking Common Myths

Credit Repair 101: How to Fix Bad Credit in Canada (& Can You?)

Get A Free Debt Assessment